Lessons Learned: Protecting Our Community So We Can Earn More —Safely and legally

Why TUKOLE is launching the EARN MORE education series

This piece is not about blame. It is about protection, maturity, and collective progress.

Over the past few years, our community—here and across the diaspora—has experienced painful financial losses. Some were loud. Many were quiet. Most were never fully discussed. People moved on, embarrassed, discouraged, or simply tired of reliving it.

That is why we are introducing EARN MORE—not as a hustle series, not as investment promotion, but as financial education designed to protect our people while helping them grow.

SCOOTER SCAMS MADE AWAY WITH OVER $20M IN 2023 & 2024

Last year’s LSSC scooter scam duped buyers with counterfeit electric scooters, false warranties, and stalled refunds, leaving hundreds financially harmed and prompting consumer protection investigations.

What Actually Went Wrong \\

The issue was never that people were careless or greedy.
The issue was structural:

  • Many offers blurred the line between income and investment

  • Returns were described without clearly explaining where money came from

  • Authority and familiarity replaced verification and documentation

  • Urgency pressured people to act before asking hard questions

  • Community trust was used as a shortcut around due diligence

None of these are personal failures.
They are education gaps—and education gaps are fixable.

The Real Cost Wasn’t Just Money

Money can be recovered over time.
Trust is harder.

What hurt most was:

  • Friends no longer recommending opportunities to one another

  • Leaders afraid to share ideas for fear of being blamed

  • Younger members becoming cynical about any economic initiative

  • Legitimate projects struggling because people were burned before

When trust breaks, everyone pays—especially the next generation.

What We’ve Learned as a Community

These lessons now guide everything we are building:

  1. If returns are guaranteed, risk is being hidden—not removed

  2. If you don’t understand how money is made, you are the product

  3. Titles, faith, or familiarity are not substitutes for structure

  4. Real income grows slower than scams—and that’s a good thing

  5. Community loyalty should increase scrutiny, not reduce it

These are not accusations.
They are protective principles.

Why Education Is the Only Real Defense

Warnings expire.
Education compounds.

You can shut down one scheme, but another will appear—using new language, new technology, and new faces. The only lasting solution is to teach people how to evaluate money decisions for themselves.

That is the purpose of EARN MORE.

silence is expensive

A strong community doesn’t pretend mistakes didn’t happen. Let us learn from them without shaming anyone.

If you have been affected by scams, please tell your story and warn the next person not to fall for it.

What the EARN MORE Series Will Do (and Won’t Do)

What it will do

  • Teach the difference between income, investment, and speculation

  • Break down how real businesses actually make money

  • Show common red flags—without naming or shaming

  • Equip members to ask better questions before sending money

  • Promote safe, boring, documented paths to earning and growing income

What it will not do

  • Promote specific investments

  • Promise returns

  • Endorse opportunities

  • Pressure anyone to act quickly

This is education, not promotion.

A Shared Responsibility Going Forward

EARN MORE is not about creating fear.
It’s about restoring confidence—in ourselves and in one another.

When our community understands money better:

  • Scams lose oxygen

  • Legitimate businesses grow faster

  • Partnerships improve

  • Younger members learn from wisdom, not wounds

This is how we move from survival to stability—and from stability to growth.

An Invitation to Members

As a TUKOLE member, you are not just a reader.
You are a steward of community progress.

Read. Question. Share. Discuss. Not to judge the past—but to protect the future.

EARN MORE exists so that the next opportunity our community encounters is met with clarity, confidence, and collective intelligence. That is how we earn—together—and safely.

NC

Business management consulting

https://www.ntarellc.com
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